In the mailbox beneath my apartment, I found a letter from Central Pacific Bank, a Hawaiian bank I’ve had my account with for almost 15 years, stating that it had changed its policy for customers with Non-Resident Alien (NRA) status. According to the new policy, effective April 1 this year, the bank will deduct $20 from the monthly service charge on NRA customers’ accounts if they don’t keep at least $10,000 in total in their accounts.